Those who are into quick money transfers can make use of Chime to Cash App transactions that don’t take more than 2 minutes!
- It is easy to use your Chime account to send money to a Cash App with or without a debit card.
- Besides that, you can also use a Chime account to transfer funds to a bank account and then forward them to your Cash App, if need be.
- Since Chime works with third-party platforms like TransferWise and Xoom, it allows for international transfers as well.
- Chime is a pretty secure service that offers FDIC-insured money to its clients.
- Keep in mind that Chime is a purely online bank. There are no physical branches so users need to be fully aware of how to operate it.
1- Transfer Money From Chime to Cash App
Transfers from a Chime account only require you to have information about the recipient account whether it be Cash App, other apps, or bank accounts.
The process is not long although it would require you some time to get used to such transactions.
Open Chime Account
If you have a government ID, valid contact address, SSN, and you are above 18 years of age, you can easily open a Chime account within minutes.
Visit Chime official website > Tap on sign-up application > Provide personal information > Choose debit card option > Submit application.
Link Chime With Cash App
After you have opened a Chime account, the next thing is to make sure you have sufficient funds in there to transfer to the Cash App later on.
You can send money from a bank account and credit cards to Chime. However, you have to provide the account number and routing number for this sort of transaction.
Got the money you need and ready to send it to the Cash App? Wait! There is one more thing to do. The transfer would be possible if you link the two platforms together.
Tap on Profile in Chime > Enter bank number > Enter Cash App details > Tap on Link Account.
Receive Funds on Cash App
Now you are all set to transfer the funds. You might have to send in a large amount but it is a good idea to make a micro-transaction of $1 or $2 to ensure that the connection is complete.
Don’t send the complete amount unless you have received the funds from the micro-transaction.
2. Chime to Cash App Transfer Without Debit Card
Debit cards are not a necessity when it comes to money transfers. Although the transfer of money from one debit card to another is quite convenient, you can send money from a Chime account without the card.
Open Chime account > Tap on Money transfer > Provide the amount of money that you wish to transfer > Click on proceed > Provide the necessary information of the recipient account.
3. Chime to Bank Account Money Transfers
If you want funds to be immediately available in your bank account, Chime is the best way to go. Where other types of apps may take up to a week to make the same transfer, Chime is able to complete it within 24 hours.
Open Chime account > Select money transfer > Provide the amount of money > Provide bank account details > Confirm transactions.
4. Chime International Transfers
With international transfers becoming very common, people often question if popular apps like Zelle, Venmo, and Chime work internationally or not.
Luckily, you can send funds through Chime to the other side of the world through Xoom, MoneyGram, and TransferWise.
Select third-party service provider > Confirm fees and charges > Transfer funds to the service providers > Provide international bank account details of the recipient > Confirm transfer.
The fee associated with such transfers depends on the platform that you use as well as the ongoing exchange rate between the currencies.
This is one of the useable options for payment applications because it acts the same as other money transfer apps.
So, as you can see, Chime to Cash App money transfer is no rocket science. You just need to know how to utilize a Chime account and how to link it to a Cash App or bank account.
Having a debit card will make the process even simpler. On top of that, Chime allows you to finish international transactions within 24 hours as well which is a huge perk!
Suggested Reading
1. How To Transfer Money From Venmo to PayPal
2. How To Transfer Money From Greendot To Bank Account